Cashback Offers
Enjoy cashback on everyday spending, helping you save money on essential purchases.
At MONEY BHAIYAA, we offer a range of credit card options designed to meet your financial needs and enhance your purchasing power. Whether you are looking for rewards, cashback, travel benefits, or simply the convenience of cashless transactions.
Enjoy cashback on everyday spending, helping you save money on essential purchases.
Apply online and get instant approval for your credit card, ensuring you can start using it without delay.
Earn rewards points on every purchase that can be redeemed for travel, shopping, dining, and more.
Experience the convenience and benefits of a MONEY BHAIYAA credit card. Apply now and get instant approval, along with a host of features and rewards designed to enhance your lifestyle and financial flexibility. Start enjoying the advantages of a MONEY BHAIYAA credit card today!
Nowadays, credit cards are a very famous financial tool for borrowing funds to pay for goods and services. Also, many cardholders are using their credit cards for better discounts, better deals on products, and to pay for online transactions. But credit cards have some payment limits, which depend on banks and credit card issuers policies, applicants income, users credit score, and existing debt. For every transaction, credit cards provide reward points, cashback, discounts, and more for their users.
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Access exclusive travel perks such as airport lounge access, travel insurance, and discounts on hotel bookings.
Never worry about losing your reward points, as they have a long validity period and can be redeemed at your convenience.
Convert large purchases into easy EMIs, making it simpler to manage your finances.
Currently, choosing the right credit card is a very difficult task because there are multiple options available on the market. How can you choose which credit card is excellent for your requirements? Don’t worry, Moneybhaiyaa is here. On our platform, you can find the best banks and lenders, which provide the best credit for shopping, rewards, the highest discount, the highest cashback on purchases, the lowest interest rates, and more.
Features and Benefits of a Credit Card Choosing from Moneybhaiyaa:
• Fast approvals and no physical documents required
• Guaranteed rewards on your every purchase
• Easy access to funds and the highest credit limit. (Depends on lenders)
• Credit card gives you financial flexibility
• If you use your credit card in a disciplined manner, you can build a good credit score.
• Credit cards offer a better EMI conversion if you do not avail of a lump-sum amount but can pay smaller amounts every month.
• Access the airport lounge through your credit card.
• The lowest interest rate is charged if you are late with your credit card payments.
Eligibility Criteria for Credit Card:
Age:- 18 years – 60 years
Employment Status:- Salaried or Self-employed
Minimum income:- Min 30,000 per month (Depends on lenders)
Credit Score:- Most lenders preferred 700 and above
Citizenship:- Indian
Credit Card Fees and Other Charges:
Credit card fees and other charges depend on banks and lenders because joining or paying annual fees is mandatory if you want to continue using the card. And other finance charges, like cash withdrawal fees, and if payment charges are applicable.
Documents Required for Credit Card:
Identity Proof:- Aadhaar card, employee identity card, voter ID card, Driving License, PAN card.
Signature Proof:- PAN Card
Address Proof:- Electricity bills, Ration card, Water bills, Bank statements.
Age Proof:- Secondary School Certificate, Birth certificate.
Income Proof:
Salaried Employees:- 3 months salary slip, Salary account bank statement.
Self-Employed:- ITR returns, Business continuity proof, Bank statement.
Avoid these mistakes when you are applying for a credit card:
• Before applying for a credit card complete your all documents.
• Don’t apply for a credit card without knowing the purpose of the card.
• Read the terms and condition’s before applying credit card
• Before applying for a credit card, compare the different types of bank credit cards and offers that banks provide on their cards.
• Before applying for a credit card check the different types of bank processing fees and other charges.
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