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Personal Loan

What We Do

Customer Focused Loan Experts

Personal Loans Tailored to Your Needs Need a Personal Loan? MONEY BHAIYAA is Here for You! At MONEY BHAIYAA, we understand that every customer’s financial needs are unique. That's why we offer personalized personal loan services.

Easy System & Trusted, Save your Money

Experience a hassle-free loan process and trust MONEY BHAIYAA to save you money.

Dedicated Customer Support Team Member

Experience Seamless Assistance from Our Customer Support Team regarding your doubts.

Flexible Repayment Tenure

We offer flexible terms ranging from 12 to 60 months, allowing you to repay at your own pace.

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What We offer

What you need to know

At MONEYBHAIYAA, we offer a wide array of loan services tailored to your needs. From personal loans to business financing, our quick approvals, competitive rates, and expert guidance ensure you find the right solution for your financial goals. With us, navigating the loan process is easy, transparent, and hassle-free. Explore our services today and take the first step towards achieving your financial aspirations.

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01. Zero Processing Fees

Waive off processing fees for a certain period or for customers who meet specific eligibility criteria.

Identify eligible customers and offer them pre-approved loan offers with attractive terms and conditions.

Offer flexible repayment terms such as longer loan tenure, customized EMIs, or the option to defer EMIs for a few months.

Benefits

Features and Benefits of Personal Loans:

  1. Money bhaiyaa Personal Loans Provided with no restrictions on how the funds are used.
  2. You can easily get a loan amount of up to Rs10 lakh or even a higher loan amount based on the unrestricted terms of the lenders.
  3. Repayment Tenure is 3 months minimum and 5 years maximum, with banks and BFCs offering longer durations.
  4. No physical documentation is required to apply for a personal loan.
  5. We assure you of quick disbursals and fast access to the funds.
  6. If you have excellent credit profiles, you may qualify for pre-approved or pre-qualified personal loans, which come with instant disbursal.

Eligibility Criteria for Personal Loans:

  • 1: Age: 18 - 50

    2: Minimum Rs 20,000/month income for salaried applicants.

    3: Credit Score: 650 and above, A higher cibil score increases the chances of your loan approval at lower interest rates.4

    4: Eligible only for people who receive their salary in a bank account

  • ons.

    5: No physical documentation is required to apply for a personal loan.

    6: We assure you of quick disbursals and fast access to the funds.

    7: If you have excellent credit profiles, you may qualify for pre-approved or pre-qualified personal loans, which come with instant disbursal.

APR (Annual Percentage Rate) on Personal Loans:

MoneyBhaiyaa isn't a lender itself but connects debtors with multiple authorised lending partners like ABC (Aditya Birla Capital), FiMoney, Bajaj Finance, and more. These partners offer personal loans with different types of APRs, typically ranging from 13% to 30%. The actual rates of loans depend on the debtor's financial scenario and loan requirements.

Lending Partners loan terms usually range from 90 days to a maximum of 60 months (5 years). It's necessary for debtors to correctly review the loan agreement provided by the lender before accepting any loan offers. The agreements include the final APR, charges, terms and conditions, and more. And debtors understand their financial needs.

For example, you're applying for a personal loan of ₹5,00,000 lakhs at 13% p.a. with a repayment tenure of 5 years. The processing feecharged for this loan 1.5%. The EMI will be ₹(₹11,502)

  • Principal Amount: ₹5,00,000
  • Interest Charges (@13%): ₹1,82,592
  • Loan Processing Fees(@1.5%): 7500
  • EMI per month: ₹11,502
  • Total amount paid after 5 Years: ₹6,90,120

Interest charges and processing fees depend on the lender's policy.

Disclaimer: Money Bhaiyaa works as a loan mediator and provides services on behalf of our lending partners.   

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